Blog Archives

The 3 Top Reasons Taking a Loan on Your 401(k) is a Bad Idea

Posted by Byron Ellis on June 19, 2018

Life likes to throw curve-balls at you, and when it does, there’s often a price tag involved…medical bills, car replacement, tuition. You’re going to need some cash, and the question is, where are you going to get it?   401(k)s often seem like the most logical choice. After all, you’re borrowing from yourself. It’s better to pay yourself interest than some behemoth bank or credit card company, right?   Not so fast.   There’s several reasons not to borrow from your 401(k). First, let me…
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When Not to Buy Travel Insurance and When You Should

Posted by Byron Ellis on June 12, 2018

Going on a trip isn’t cheap. You’ve got the upfront costs of your plane ticket, your hotel room, and your meals, but there are also the unseen costs of time taken off work, adjusting to your destination, and the stress of following your itinerary. Adding the cost of travel insurance to your bottom line might seem like just one more burden or added expense, but in the event you end up needing it, buying the right insurance can be the best decision you make for…
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5 Tips for a Successful Staycation

Posted by Byron Ellis on June 8, 2018

So you need a break from work and it’s time to get away. You get excited and pull up an internet search only to see large dollars associated with airfare, hotel, and all of the fun stuff that you want to do. And if you have a large family you might as well start figuring out who will loan you the money to take your next vacation. (For the record, never borrow money to take a vacation!) Read More

6 Things You Need to Know When Replacing Your Roof

Posted by Byron Ellis on June 5, 2018

What time of year do most roofs get replaced? The time of year that follows a big storm. You have seen it in your neighborhood. A storm comes through and magically, roofer signs start popping up in all the yards; eventually you come home one day and everyone has a fresh and clean layer of shingles sitting on top of their home. Of course, you don’t want to be left out and you start figuring out how to get in on the action. If you…
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