“Even death is not to be feared by one who has lived wisely.” – Buddha Death is one of the only truly certain parts of life, and while it might seem depressing, it still has to be planned for. After all, if you’re not around to care for your family and loved ones then who’s going to do it? Life insurance is the most common way to provide for those you leave behind, but it isn’t that simple. With so many complicated options out there,…
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“I am the wisest man alive, for I know one thing, and that is that I know nothing.” – Plato Social Security is pretty complicated. Most of us will be able to sign up for benefits once in our lifetime, so it’s not something that we will likely ever become an expert on. And yet for many people, Social Security is one of the single most important factors impacting their retirement. Social Security is money that you’ve earned over the years and I would like…
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“You only have control over three things in your life – the thoughts you think, the images you visualize, and the actions your take.” -Jack Canfield Are you a worrier? Or worse yet, do you live with one?  Do you worry about things you cannot influence or control? If so, what a waste of time. Why clog your head with things you can’t control? If you are planning to retire one day or are already enjoying retirement, there are 6 factors that you need to…
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“A goal without a plan is just a wish.” – Antoine de Saint-Exupéry Some say that planning a vacation is half the fun. I say no way. I don’t particularly like planning for a trip. The actual trip to me is way more enjoyable! You may like the planning and research, and more power to you. I see it as a chore. But I still do it. Hiring a travel agent, reading a guide book, and checking out reviews have all helped me be better…
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Byron was recently featured in HerMoney talking about how making some smart moves now can protect your nest egg—and your retirement plans. Here’s an excerpt from the article: “The key here is to actually understand whether you have enough to live the lifestyle you want in retirement,” says Byron Ellis, a Certified Financial Planner and managing director at United Capital in The Woodlands, Texas. You may have access to free or discounted financial advice via your company’s retirement benefit provider. If not, it’s worth paying…
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