Blog Posts


The Mind-Boggling Power of Automated Savings

By Byron Ellis November 27, 2018

“Automation is cost cutting by tightening the corners and not cutting them.” – Haresh Sippy It’s amazing how much of your life can now be automated. Light switches, thermostats, locks, home security sensors, ovens, refrigerators, sprinkler systems, emails, grocery shopping; all of this can become bionic with just a handful of apps on your smart phone. But can you automate your money? Of course! Paying bills, tracking credit, updating your net worth—all automated. And most importantly, you can save money automatically. Actually, automated savings has…
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My Thoughts from the Latest Money Magazine College Study

By Byron Ellis November 20, 2018

“I’d compare college tuition to paying for a personal trainer at an athletic club. [Professors] play the roles of trainers, giving people access to the equipment (books, labs, our expertise) and after that, it is our job to be demanding.” – Randy Pausch, The Last Lecture Money Magazine recently published their annual university ranking, The Best Colleges For Your Money. I read through it and have a number of thoughts to share.   College is expensive…but don’t let that scare you   Let’s not sugarcoat…
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Doing Holidays Right: 5 Tips to Keep Holiday Spending in Check

By Byron Ellis November 13, 2018

“Happiness is not determined by what’s happening around you, but rather what’s happening inside you.” – Adrian Corday Ah, the holidays… A joyful time. A time to share with family and friends. A time to celebrate, to give thanks, and to show gratitude for our blessings. Laughter, beauty, good food and good cheer. And stress. That’s right. The best time of the year is also the most stressful. Why? Money, of course. More specifically, spending it. The fact is, holiday spending produces tremendous financial strain…
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How to Negotiate with Car Dealers Like a Boss

By Byron Ellis October 23, 2018

“The salesman knows nothing of what he is selling save that he is charging a great deal too much for it.” – Oscar Wilde Car dealers sure get a bad rap. Well, you know what? They deserve it! They use sneaky, high-pressure sales tactics…and they usually work. So when it comes to “dealing with the dealer,” here’s my first piece of advice: 1. DON’T When I’m in the market for a car, I almost always buy used—directly from the owner and not from a dealer.…
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The 3 Retirement Vital Signs: How to Calculate Them and What They Mean

By Byron Ellis October 9, 2018

“It’s the little details that are vital. Little things make big things happen.” – John Wooden When you visit the doctor, what’s the first thing the nurse does? Puts you on the scale, takes your pulse, measures your blood pressure. These are known as ‘Vital Signs,’ and they measure them for a very simple reason… They are super quick and easy ways to assess your health. Not comprehensive, more like a snapshot. The doctor wants to know, ‘is the patient basically healthy? Or showing obvious…
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