Blog Posts

7 Ways to Prepare Now to Survive a Layoff

By Byron Ellis September 4, 2018

“I am not afraid of storms, for I am learning how to sail my ship.” – Louisa May Alcott If you’re in a volatile industry like oil and gas, or frankly any industry, words like “layoff” and “downsizing” swirl around your psyche like the next big hurricane season—it’s not a matter of if, but when. Even if your industry doesn’t suffer from crazy ups and downs, being laid off can still be terrifying. Last year over 418,000 people were laid off in the U.S.; lower…
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5 Financial and Legal Protections to Give Your Adult Children

By Byron Ellis August 28, 2018

“It’s strange how in childhood it feels like tomorrow won’t come until the end of forever, but in adulthood it feels like the end of forever could come tomorrow.” – Richelle E. Goodrich, Making Wishes When we dropped our daughter off at Baylor a couple of years ago, I admit, I shed a tear or two. If you’ve been through that experience, you know the feeling… You’re incredibly proud of your child and filled with joy at seeing them accomplish such an important milestone in…
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5 No-Brainers to Clean Up and Maintain Good Credit

By Byron Ellis August 21, 2018

“Credit is a system whereby a person who cannot pay gets another person who cannot pay to guarantee that he can pay.” – Charles Dickens How’s your blood pressure? Most people know the answer to that question. “Too high” is a pretty frequent answer—especially in the U.S. And if you’re one of those people with high pressure, chances are… You’re trying to do something about it! You’re watching your diet, trying to exercise and reduce stress…even taking medication. Well, your credit score is a lot…
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How to Make Back-to-School Shopping Not a Nightmare…In 5 Easy Steps

By Byron Ellis August 7, 2018

“You can never be overdressed or overeducated.” -Oscar Wilde Meet the guy that actually looks forward to back-to-school shopping… Me! I know what you’re thinking…didn’t the last school year just end? Why is this guy talking about back-to-school already? And…he doesn’t really look forward to the shopping—does he? I do. Here’s why—My daughter and I, sometime when she was in elementary school, figured out how to take what’s usually a stressful ordeal…and turn it into fun! Those weekends became some of my most treasured times…
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6 Red Flags You’re About to Hire the Wrong Financial Advisor

By Byron Ellis July 31, 2018

My daughter is a college student. She’s also our only child. Take a guess what I spend a lot of time thinking about…not to mention talking with my wife about? Boyfriends. You had no problem answering that one, huh? I mean, we’ve all been there. One day our precious little child suddenly grows up overnight…and wants to bring a romantic interest home to meet Mom and Dad. What goes through your mind? “Oh my goodness, he better be nice. He better be normal. I better…
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